CRA Caregiving Payment 2025 - Full Guide To Dates And Eligibility
As November 2025 comes closer, many Canadians are preparing for their monthly and quarterly payments from the CRA. These payments are very important for families, seniors, and low-income workers who are dealing with rising living costs.
When people know the correct CRA payment dates, it becomes easier to plan spending, manage bills, and organise the budget. This guide explains every major CRA benefit coming in November 2025 in simple and clear language.
What Are CRA Benefits?
The Canada Revenue Agency (CRA) manages several programs that provide financial support to people across Canada. These payments help with daily needs like childcare, food, health care, transport, and senior support.
The most common CRA benefits are the Canada Child Benefit (CCB), Old Age Security (OAS), Canada Pension Plan (CPP), Canada Workers’ Benefit (CWB), GST/HST Credit, and the Canada Carbon Rebate (CCR).
CRA Payment Dates for November 2025
Below is a simple table showing all CRA payment dates for November 2025.
Simple Table: CRA Payments (November 2025)
| Benefit Type | Payment Date |
|---|---|
| Canada Child Benefit (CCB) | November 20, 2025 |
| Canada Workers’ Benefit (CWB) | November 15, 2025 |
| Old Age Security (OAS) | November 27, 2025 |
| Canada Pension Plan (CPP) | November 27, 2025 |
| GST/HST Credit | January 3, 2026 (next payment) |
| Canada Carbon Rebate (CCR) | January 17, 2026 (next payment) |
Canada Child Benefit (CCB)
The CCB provides tax-free monthly help for families raising children. For November, the payment will come on November 20, 2025.
The amount depends on:
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Family income
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Number of children
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Age of each child
For the 2025–26 year, families may receive up to:
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$7,787 per child under 6
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$6,570 per child aged 6 to 17
These amounts change every year because of inflation.
Old Age Security (OAS) and Canada Pension Plan (CPP)
Both OAS and CPP help seniors with monthly income. Payments for both programs will arrive on November 27, 2025.
OAS details:
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Available for people 65 years and older
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Average monthly payment: around $713
CPP details:
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Based on how much a person earned and contributed during work years
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Average monthly payment: around $772.50
Canada Workers’ Benefit (CWB)
The CWB supports low-income workers by giving extra financial help. The next advance payment will come on November 15, 2025.
To qualify, you must:
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Be 19 years or older
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File a yearly tax return
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Have income within CRA limits
Eligible workers receive 50% of their yearly benefit in four payments.
GST/HST Credit
There is no GST/HST Credit payment in November 2025.
The next payment is on January 3, 2026.
This credit helps low-income individuals and families reduce the GST/HST they pay on everyday items.
Canada Carbon Rebate (CCR)
The CCR, earlier called the Climate Action Incentive, gives quarterly payments to people living in provinces with a federal carbon tax.
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No payment in November
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Next payment: January 17, 2026
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Average yearly amount: about $1,200 per household
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Extra amount for people in rural areas
How to Check CRA Payments
People can check their payments through:
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CRA My Account
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The MyCRA app
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Bank statements (look for “Canada Fed” or “RCVT”)
If payments are delayed, CRA suggests waiting five business days before contacting them.
Eligibility for Major CRA Benefits
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CCB: Child under 18, Canadian residency, tax return filed
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OAS: Age 65+, 10 years of residency
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CPP: At least one year of contributions
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GST/HST: Must file taxes and meet income rules
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CWB: Low-income worker aged 19+
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CCR: Must live in a federal carbon-pricing province
What Helps You Receive Payments on Time?
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Activate Direct Deposit
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Update your address
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File your taxes every year
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Read CRA notices regularly
The CRA will issue several important payments in November 2025, giving financial relief to seniors, families, and workers across Canada. Understanding the payment dates, eligibility rules, and benefit amounts helps people manage their monthly expenses wisely.
By checking CRA updates and keeping tax information correct, every payment can be received safely and on time.
FAQs
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How can I check my CRA payment status?
You can check through CRA My Account, the MyCRA app, or your bank statement. -
Why is my CRA payment late?
Payments may take up to five business days. If still delayed, contact CRA. -
Do I need to file taxes to receive CRA benefits?
Yes, most CRA benefits require filing taxes every year.

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